Checking Accounts
It’s simple, at St. Helens Community Federal Credit Union, we know that a rewarding relationship with any financial institution begins and ends with the right checking account. That's why we've taken great care to design accounts that accommodate the lifestyles of our members
CU Choice Checking
- No minimum balance requirements
- Free notary
- Free TellerPhone
- Free CU Online Banking
- Free ATM/VISA Check Card (if qualified)
- Unlimited check writing
- No monthly service fee
Silver Checking*
- Free notary
- Free TellerPhone
- Unlimited check writing
- First box of checks free
- Free ATM/VISA Check Card (if qualified)
- Free Travelers Checks
- Free CU Online Banking
- Free CU Bill Payer
- Free overdraft protection from savings
There is no monthly fee with a minimum account relationship balance of $5,000 (if the minimum balance is not maintained, a $7.00 service is accessed).
Gold Checking*
- Free notary
- Free TellerPhone
- Free coin counting
- Unlimited check writing
- First box of checks free
- Free Cashier Checks (Minimum $250)
- Free foreign ATM
- Free ATM/VISA Check Card (if qualified)
- Free Travelers Checks
- Free CU Online Banking
- Free CU Bill Payer
- Free overdraft protection from savings
There is no monthly fee with a minimum account relationship balance of $10,000 (if the minimum balance is not maintained, a $10.00 service is accessed).
Nonprofit Checking
- Free notary
- Free TellerPhone
- Free CU Online Banking
- Free coin counting
- No monthly service fee
Student Checking
- No monthly service fee
- Must be attending high school or college
- Must have a legel joint owner for students under 17
- No minimum balance
- No SHCFCU ATM withdrawal fees
- First order of selected checks are free
- SHCFCU Debit/ATM VISA Card with no service fee or transaction fees on purchases
- First 12 checks clearing in a statement period are free
- Free overdraft protection from savings
Platinum Money Market Checking*
St. Helens Community Federal Credit Union Platinum Money Market Checking account gives you the best of both services - our premier checking account and investment savings account. This combination account rewards you for your total deposit relationship.
- Earn a high dividend rate
- Opening/minimum balance $25,000
- Free notary
- Free TellerPhone
- Free CU Online Banking
- Free CU Bill Payer
- Free ATM/VISA Check Card (if qualified)
- Unlimited check writing
Platinum Money Market Checking accounts have no monthly fee when you maintain a combined balance of $50,000 within one membership number.
Waiver of Monthly Service Fees. *Silver Checking - If your total account relationship under the same membership number is $5000 or greater on the second to the last business day of the month, the service fee will be waived for the current month. *Gold Checking - If your total account relationship under the same membership number is $10,000 or greater on the second to the last business day of the month, the service fee will be waived for the current month. *Platinum Plus Money Market Checking - If your total account relationship under the same membership number is $50,000 or greater on the second to the last business day of the month, the service fee will be waived for the current month.(Total relationship includes the average balances for the current month for all deposits and all outstanding loan balances added together).
Do you want to switch your Checking Account to SHCFCU?
Sit back, relax, and let us do the work!
Would you like to switch your checking account to SHCFCU? Don't want to go through all the hassle of closing accounts and calling or sending forms to merchants? No problem! All you have to do is fill out the Switch Kit by clicking SWITCH KIT, mail or bring it into the SHCFCU branch, and we'll take care of it for you!
