Commercial Account Rates
Commercial Account Rates Effective 01-01-2009
Business Savings
| Dividend Rates | APY | |
| $0 to $299 | 0.00% | 0.00% |
| $300 to $9,999 | 0.55% | 0.55% |
| $10,000 and greater | 0.70% | 0.70% |
Minimum Opening Balance - $5
Minimum Avg Balance to Earn Dividends - $300
Account Servicing Fee - $4/Month If Average Balance Less than $300
| Dividend Rate | APY | Min. Opening Balance | Min. Avg Balance to Earn Dividends | Min. Avg Balance to Avoid Service Fee | Account Servicing Fee | |
| Small Business Checking | N/A | N/A | $50 | $2,000 | $2,000* | $7.00 First 12 Checks Clearing in a Statement Period are Free. Each Additional Check is $.50 each**. |
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The following you receive Free:Notary, TellerPhone,Online Banking & Coin Counting.
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| Business Checking | 0.25% | 0.25% | $500 | $2,000 | $5,000** | $15.00/Month Dividends are compounded & credited monthly. |
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The following you receive FREE: Unlimited Check Writing, TellerPhone, Online Banking, Bill Payer, Coin Counting & Notary Services
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| Non-Profit Checking | N/A | N/A | $25 | N/A | N/A | N/A |
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The following services you receive FREE: Notary, TellerPhone, Coin Counting, & Online Banking.
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| Business Client Checking | N/A | N/A | $500 | N/A | $15,000*** | $10/Monthly |
| Business Platinum Money Market Checking | 1.00% | 1.00% | $50,000 | $50,000 | $100,000**** | $10.00 Dividends are compounded and credited monthly. |
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The following services you receive FREE: Notary, TellerPhone, Online Banking & Coin Counting
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*Waiver of Monthly Service Fees. *Small Business Checking - If your total account relationship under the same membership number is $2000 or greater on the second to the last business day of the month, the service fee will be waived for the current month. **Business Checking - If your total account relationship under the same membership number is $5,000 or greater on the second to the last business day of the month, the service fee will be waived for the current month. *** Business Client Checking - If your total account relationship under the same membership number is $15,000 or greater on the second to the last business day of the month, the service fee will be waived for the current month. ****Business Platinum Money MarketChecking - If your total account relationship under the same membership number is $100,000 or greater on the second to the last business day of the month, the service fee will be waived for the current month. (Total relationship includes the average balances for the current month for all deposits and all outstanding loan balances added together). Per Check Charge. A Maximum monthly fee of $8 will apply to Small Business Account.
Commercial Money Market
| Dividend Rates | APY | |
| $10,000 to $24,999 | 1.00% | 1.00% |
| $25,000 to $49,999 | 1.49% | 1.50% |
| $50,000 to $74,999 | 1.74% | 1.75% |
| $75,000 to $99,999 | 2.23% | 2.25% |
| $100,000 and greater | 2.47% | 2.50% |
Minimum Opening Balance - $10,000
Minimum Avg Balance to Earn Dividends - $10,000
